Terms of use

Last updated: 12 November 2026

These terms apply when you use the Stroh website and app, provided by Mathias Strohmeier, trading as Stroh & Co, Christchurch, New Zealand ("we", "us"). By using Stroh you agree to them.

General information, not advice

Stroh gives general information and educational tools only. It is not financial advice, and it does not take into account your personal goals, situation or needs. We do not recommend any KiwiSaver provider, fund or financial product. Nothing in Stroh is an offer or recommendation to buy or sell anything. Before making a financial decision, think about your own circumstances and, if you need advice, speak to a licensed financial adviser.

Estimates and projections

Scores, fee estimates and projections are based on the information you give us, simple assumptions, and data that may be incomplete or out of date. Investment returns go up and down and are not guaranteed. Government rules and rates change. Check official sources such as Inland Revenue for the latest.

Your account

You must be at least 18 years old to create an account. Keep your sign-in details safe and give us accurate information. You can delete your account at any time in the app.

Linking bank accounts

Linking is optional and read-only, provided through Akahu. You can unlink at any time in Settings. We are not responsible for the availability or accuracy of data supplied by banks or Akahu.

Acceptable use

Do not misuse Stroh: no trying to break or reverse-engineer it, no accessing other people's data, and no unlawful use.

Our content

The Stroh name, design and content belong to us or our licensors. You may use Stroh for your own personal use. You may share your own Stroh Score card on social media.

Prices and refunds

Stroh is currently free. If we introduce paid features, we will show the price and terms before you pay. See our refunds page.

Your consumer rights and our liability

Nothing in these terms limits your rights under New Zealand consumer law, including the Consumer Guarantees Act 1993 and the Fair Trading Act 1986, where those rights apply and cannot be excluded. Subject to that, and to the extent the law allows, we are not liable for losses from decisions you make using Stroh.

Changes and contact

We may update these terms and will tell you about significant changes. Questions: mathias.stro@gmail.com. These terms are governed by New Zealand law, and New Zealand courts have jurisdiction.